Seize opportunities.
Control risks.
We'll show you how.

Current conditions and historically low interest rates have a crucial impact on investors. Interest and compound interest used to point to just one way: up. But nowadays, the same safe investments produce almost no returns at all.

Only one direction: downhill

See for yourself how the interest rates of safe investments have developed in recent years.

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4.800 Euros of „safe“ returns – easy to reach, but history

Invest 10.000 Euros for 10 years at an interest rate of 4% and get +4.802 Euros of return. The outcome of a „safe“ investment, but this is no llonger valid in todays low interest rate environment.

100 Euros of „safe“ returns – the reality today

Invest 10.000 Euros for 10 years at 0,1% and get 100 Euros of return.

That is what you may reach in todays low interest rate environment. Not very satisfying. So you better look for alternative solutions.

Little is just too little

Use our interest rate calculator to compare how small differences in yield have a big effect later.

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Investing involves risk. Past performance is not a reliable indicator of future results. Investment of 10.000 Euros after 10 years at an interest rate of 4% (14.802,44 Euros) and 0,1% (10.100,45 Euros).

Our equipment for healthy returns: multi asset funds.

Multi asset funds invest, for example, in equities and bonds from a wide variety of sectors and countries. Through a mix of high-return and low-risk asset classes, multi asset funds are equipped for any weather.

Multi asset funds: One path with a good outlook for performance.

Your mountain guide, the fund manager, shows you the way up.

The fund manager decides on the composition of the multi asset fund. Like a skilled mountain guide, he is perfectly familiar with the environment in which he works. He chooses which viewpoints are worthwhile and knows how to get to them. That means that he selects which asset classes, regions and sectors will be bought and sold for the fund, when and in what amount.And, very importantly, the fund manager regularly checks opportunities and risks and, when necessary, adjusts the fund’s composition to the weather forecast.

Why multi asset funds?

Depending on the market situation, the sun may shine for one asset class sometimes and for other asset classes at other times. This changes from year to year. That’s why it’s better to invest in several asset classes at the same time.

In so doing you lessen the probability of larger losses, while making it more likely that assets will grow steadily, regardless of the weather on the market.

Sun, clouds and bad weather? What was it like in the past? Try it out.

The advantage of diversity

One shot through a simple window and the entire thing has to be replaced. Not so with multi paned windows. The same goes for investing money in multi assets: if you invest in a single asset class you are at far greater risk than someone who spreads their assets out among many asset classes.